Temporary Cash Flow Loans: Overcoming a Short-Term Cash Flow Hiccup It's not uncommon for a small business to experience situations where they need additional cash to overcome a temporary cash flow gap. This can be true even for those businesses that set aside a cash flow cushion within their business bank accounts in anticipation of unexpected short-term expenses. In spite of this extra preparation, there are still situations where a business might need the extra capital available via a temporary...

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How do I apply for a title loan online? When applying for a car title loan, the current market value of your vehicle is the most important factor for instant approval and in the case of bad credit motorcycle loans are also possible. Vehicles that aren't fully paid off or titled in your name won't be accepted by lenders. Depending on the make, age, and mileage of your vehicle, lenders will usually value it lower than the market rate. Lenders...

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Online banking has been around for many years, but online loans have been slower to adapt Why and How to Borrow Online Fortunately, there are now plenty of good online lenders to choose from. It's similar to getting a loan anywhere else, but much more convenient. You'll need to provide personal information such as your Social Security number and address, and depending on the lender, information about your job, income, and expenses. To get started, just pick a lender and apply;...

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Merchant Cash Advance vs. Bank Loan: 5 Differences to Note If you need funding for your small business, there are a lot of ways to get it. Depending on your situation, needs and goals, you may be considering a merchant cash advance vs. bank loan. Before signing away for the funds, it's important to note that the two options couldn't be more different in many ways. Here are the five biggest differences to keep in mind as you shop around and...

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What Are the Requirements for MCAs? Am I Eligible? Some firms will look at credit scores while others will only care about your current capacity to repay the advance MCAs are typically for businesses that need access to quick capital to cover unexpected expenses. Business owners can use the advance for any number of things such as purchasing materials for a large order, hiring new employees, preparing for a high-demand season, or buying new equipment. (more…)