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Conventional Refinance Rates, 2022 Loan Limits and Guidelines A conventional refinance is the loan of choice for many homeowners in today's market. While HARP and FHA have dominated the refinance market in years past, the standard conventional refinance is becoming the go-to option now that home equity is returning across the nation. Refinance a primary residence, second home, or investment property Turn the home's equity into cash at closing Eliminate private mortgage insurance (PMI) Cancel FHA mortgage insurance Shorten the home loan term Conventional refinances rates...

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