Old wine in a new bottle. That’s what I would call the new overdraft (OD) facility from ICICI Bank – ICICI Bank Insta FlexiCash facility. In this post, let’s find out about ICICI Insta FlexiCash facility in detail. Additionally, let’s see if there is merit in owning an OD facility.

• Only salary account customers of ICICI Bank are eligible.
• Facility of up to 3 times net monthly salary.
• No foreclosure charges.
• A pre-approved offer. If you are eligible, the offer will automatically show up in the bank mobile app or the net banking portal. You can apply and instantly avail the facility.
• Auto-renewal. The overdraft limit (OD limit) must be renewed every 12 months.
• Interest rate of 12-14% p.a. (as on 24-).
• Processing Fee: Rs 1,999. Taxes extra.
• Renewal Fee: Rs 1,999. Taxes extra.

How Does Interest Calculation Work?

The OD account is linked to the salary account. The money is swept automatically from OD account to salary account if there is shortfall in the salary account for any payment/withdrawal. (more…)

We will continue working through the preparation of a cash flow statement using the direct method

These are the line items that you will need to fill in to complete a cash flow statement.Cash Flow from Operating Activities:

As you can see, any use of cash (such as payments to suppliers or employees) is subtracted and any source of cash (such as cash sales) is added to compute total net cash from operating activities. Here is an example of how a small business’ cash flow from operating activities using the direct method might look:

Sources of cash (additions): Cash received from customers$ 10,000 Dividends received$ 700 Cash provided by operating activities$ 10,700Uses of cash (subtractions): Cash paid for inventory$ 3,000 Cash paid for insurance$ 1,500 Cash paid for selling expenses$ 1,500 Interest paid$ 300 Taxes paid$ 1,450Net Cash from Operating Activities$ 2,950

While it seems simple enough, there are various reasons that many companies do not opt for this format. (more…)

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As soon as financial obligation demand is accepted, you may be given a cash advance arrangement.

The arrangement will point all of the help and advice about the conditions, the borrowed funds amount, as well as the apr

You’ll want to thoroughly experience and assess these terms before you can determine acknowledging all of them. Ensure that you can work with them that they are favorable and.

it is critical to make sure you should result in the resources according to your financial ability. Several Other Incurred Costs

Alongside some loan providers, credit for poor credit could become followed by various other charges. Many of the important individuals are usually pricing beforehand, begin costs, charges charged for postponed responsibilities, cashing costs, and many other items. Some loan providers may very well perhaps not charge these fees being additional.

The suitable chargeable expense selection is generally between linked to the total amount borrowed.

Additional loan providers will readjust and extend the origination fee towards mortgage and that variability is certainly not exactly the same for every shows. Which include banking institutions, costs on belated funds are already instantly energized while for other people, perhaps you are authorized time period hours before these fees are in fact used. Most of the future charge vary between

a backup this is certainly good Some lenders won’t in fact charge second payments. (more…)

Dive Brief:

• Online program management company 2U plans to buy boot camp provider Trilogy Education for $750 million in a cash-and-stock deal, the company announced Monday.
• The acquisition continues 2U’s expansion into the $366 billion market for corporate training and workforce education. It also grows 2U’s university partnerships from 36 to 68, of which 32 will be new.
• Trilogy offers more than 120 programs across 45 institutions in fields such as coding, data analytics, cybersecurity, and user experience and user interface design. The mix of classroom-based and online offerings gives the OPM new reach into institutions while it hopes to help scale Trilogy’s online programs. The move will also grow 2U’s footprint abroad.

Dive Insight:

In a call with analysts on Monday, 2U CEO Chip Paucek said the deal “has been a long time coming,” and that Trilogy’s offerings will allow it to embed technical skills education into all of its courses and programs. “The technical competence … is directly relevant to the long-term future of 2U,” he said.

The move comes as 2U looks beyond the large-scale, graduate-level degree and certificate programs for which it has become known. In 2017, 2U acquired GetSmarter , which offers “online short courses for working professionals,” according to the announcement. And in February it partnered with Keypath Education to support smaller and lower-tuition programs.

As a result of the new Trilogy partnership, the University of North Carolina at Chapel Hill’s Kenan-Flagler Business School will offer coding boot camp classes for credit toward an MBA, starting with an elective course in Python coding. The school will also develop courses and boot camps in technical skills for undergraduate, master’s and executive development programs.

Paucek said the boot camp model is “relevant to all disciplines,” and expects to add financial technology (fintech) offerings, among others. “Technical content needs (to) exist across the entire vertical base,” he said. (more…)

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What exactly are instant cash loans no credit check unemployed?

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